Fractional CFO Services
Senior financial leadership, without the full-time cost.
Your business has outgrown spreadsheets and gut feel, but a full-time CFO salary is not the next step. Wings Online Filings provides fractional CFO support for UK businesses — qualified accountants, forward-looking financial insight, and a fixed quote before any work begins.
- Know your cash position weeks ahead, not days after
- Management accounts and forecasts delivered on a regular cycle
- Tax strategy embedded in financial decisions, not added as an afterthought
- A senior financial voice available without a permanent hire
Pricing is agreed upfront. No retainer commitment beyond the agreed period — if it is not the right fit, you leave with cleaner financials and nothing outstanding.
Get a free quote
Tailored pricing. Same-day reply.
What our clients say
★★★★★
Confidence That Everything Is Handled
“Professional, efficient, confidence that everything is taken care of.”
★★★★★
Explained Everything Without Jargon
“He explained everything clearly and gave genuine, helpful advice, which made things so much easier for me.”
★★★★★
Switched Accountants and Have Not Looked Back
“I switched from another accountant about a year ago and haven’t looked back since. Their expertise, efficiency, and positive ‘can-do’ attitude make them stand out.”
★★★★★
Patient, Knowledgeable, and Easy to Work With
“Prads and the team made filing our accounts so easy. They were patient, knowledgeable, responsive and good to work with.”
Sound familiar?
Growing fast, but still flying blind on the numbers?
Most business owners reach a point where the compliance side is under control, but the forward-looking picture is still murky. You are making hiring decisions, pricing decisions, and funding decisions without a senior financial voice in the room. A full-time CFO is not the answer yet. But doing nothing is starting to cost you.
- No one is modelling cash flow before it becomes a problem
- Decisions made on instinct because the management numbers are never quite ready
- Tax and structure choices made reactively rather than planned in advance
What having a fractional CFO looks like
The numbers are current, the forecast is visible, and someone with senior financial experience is reviewing the picture with you regularly. Not a report filed and forgotten — an ongoing conversation about where the business is headed.
- Cash flow modelled and monitored so surprises arrive with notice, not overnight
- Management accounts delivered on schedule so decisions are grounded in current data
- Tax and structure reviewed proactively, with options on the table before deadlines force a choice
- Transparent pricing agreed upfront — no open-ended hourly billing
What clients say about working with us
From early-stage founders to established businesses, here is how business owners describe the difference a senior financial partner makes.
Prads and his team are the best. Very professional, easy to work with, and always on hand to answer any questions we have. Cannot recommend them enough.
I’ve had the pleasure of meeting Prads in particular and have been very impressed with the depth of his knowledge and professionalism. What turned out to be initially a small one off audit appears to be evolving to a long-term relationship and I have great confidence in this company delivering services reliably and promptly.
What fractional CFO support covers
Three core components delivered on an ongoing basis — each one designed to give you visibility, control, and a senior financial perspective without the overhead of a permanent hire.
Cash Flow Forecasting and Modelling
Your cash position is modelled forward on a regular cycle so you can see what is coming before it arrives. Scenario planning included — whether you are considering a new hire, a capital purchase, or a funding round, the numbers are stress-tested in advance.
Ongoing, rolling basisManagement Accounts and Reporting
Monthly or quarterly management accounts delivered on a consistent schedule, with commentary in plain terms rather than a spreadsheet left to interpret alone. You know your margin, your overhead movement, and your year-to-date position without having to ask.
Monthly or quarterlyTax Strategy and Financial Advisory
Tax planning embedded into the ongoing financial picture rather than bolted on at year end. Director remuneration structure, profit extraction, capital allowances, and growth-stage decisions reviewed with someone who already knows the numbers inside out.
Proactive, not reactiveBusinesses that trusted us with the numbers
From first-time founders to established companies, clients consistently describe the same thing: clarity they did not have before, and considerably less to worry about.
Straightforward and Stress-Free From Day One
“Prad makes the whole process straightforward and stress-free. His knowledge of UK accounting and HM Revenue & Customs is second to none, and he always takes the time to explain things clearly rather than leaving me confused.”
Went Above and Beyond, Would Recommend 100%
“Prads at Wings online filings went above and beyond to help us out in a timely and professional manner, flexible online meetings, extra work to fix my mistakes. Would recommend 100%”
Helpful Accounting Advice for a Small Business
“Prads has been very helpful in giving accounting advice and helping me to understand business from an accounting perspective. Super attentive, efficient and I will definitely recommend.”
What makes this different from a standard accountant
Fractional CFO support sits between compliance and strategy. Here is what that means in practice at Wings Online Filings.
CFO-Level Thinking, Accountancy Firm Pricing
A full-time CFO in London typically costs upwards of £80,000 per year. A fractional arrangement through Wings Online Filings gives you the same calibre of financial oversight — cash flow modelling, management reporting, tax strategy — at a fraction of that cost, agreed upfront with no surprises. Wings is the best priced online accountancy practice in the UK, and backs that with a price match promise: show us a lower quote and we will match it.
Numbers Explained, Not Just Reported
Most finance reports get filed and ignored because they are not written for business owners — they are written by accountants for accountants. At Wings, every management account and forecast comes with plain-English commentary so you know what the numbers mean and what, if anything, needs to change. The goal is that you leave each review understanding your position, not nodding along.
A Long-Term Partner, Not a One-Off Report
Fractional CFO work only creates value when the person doing it actually knows your business — your margins, your cost structure, your growth plans. Wings works as a long-term partner, building that context over time so the advice improves as the relationship deepens. Clients trusted by bootstrapped and funding-backed startups valued at £3M and above, with some featured in The Times and Entrepreneur.
Up and running in four steps
The onboarding process is straightforward. Most clients are operational within a week of their first call, with the first management review scheduled shortly after.
Tell us about your business
Submit the free quote form or book a call. You will be asked about your current size, financial software, and what you actually need from a fractional CFO. No preparation required — come as you are.
Receive a fixed quote
You will receive a clear, itemised quote within one working day. No hourly rates, no open-ended scope — a fixed fee for a defined service, so you know exactly what you are agreeing to before anything starts.
Onboarding and access
We connect to your accounting software — Xero, QuickBooks, FreeAgent, or Sage — and review the current state of the books. Any catch-up work needed is flagged and costed upfront. You do not need to prepare anything.
Regular reviews, ongoing clarity
From the first management review onward, you receive current numbers, a forward-looking forecast, and a plain-English summary of what it all means. Decisions get easier when the financial picture is consistently visible. Which is, frankly, the way it should be.
“Prads was very professional and efficient with good communication. My accounts were put together very quickly, a huge weight off my mind. Definitely recommend their services.”
What people usually ask before getting started
What does a fractional CFO actually do — and how is it different from an accountant?
An accountant keeps you compliant — filings done, tax paid, records accurate. A fractional CFO operates at a more strategic level: modelling your cash flow, producing management accounts, advising on structure and funding decisions, and helping you understand what the numbers mean for where the business is going. At Wings, we provide both within the same relationship, so nothing falls between two separate firms.
How much does a fractional CFO service cost?
Pricing depends on the scope — frequency of management accounts, complexity of forecasting, and whether tax advisory is included. It is quoted on a fixed monthly or quarterly basis before any work begins, so there are no open-ended hourly bills. Wings is the best priced online accountancy practice in the UK and backs that with a price match promise: show us a lower quote from a comparable provider and we will match it.
Our books are behind and our numbers are a bit of a mess — can you still help?
Yes, and it is more common than most people admit. The first step is a review of the current state of the accounts in your software. Any catch-up or clean-up work required is costed and agreed upfront as a separate item, so you know exactly what it will take to get to a clean starting point. Fractional CFO work begins once the underlying numbers are reliable.
Am I locked into a long-term contract?
No. Fractional CFO engagements at Wings are agreed for a defined period — typically quarterly or rolling monthly — and can be extended or ended with reasonable notice. There is no multi-year lock-in. If the arrangement is not working, you leave with up-to-date financials and nothing owed beyond the agreed period.
Do I need fractional CFO support, or would a management accounts service be enough?
If you need regular financial reporting without the strategic overlay — hiring decisions, funding considerations, scenario planning — management accounts alone may be sufficient. Fractional CFO support adds a layer of interpretation and proactive advice on top of the reporting. We will ask the right questions during your initial call to help you decide which level of support actually fits where the business is.
How often will we review the numbers together?
That is agreed as part of the scope. Most clients on a fractional CFO arrangement review monthly management accounts with a brief written summary, with a more detailed strategic session quarterly. The frequency is set at the outset and reflected in the fixed quote — nothing is added on an ad hoc hourly basis without prior agreement.
Stop making decisions without the full financial picture.
Wings Online Filings provides fractional CFO support for UK businesses at a fixed, transparent price — qualified accountants, plain-English reporting, and a senior financial perspective without the permanent hire.