Landlord Accountants
Your rental income and tax, properly handled.
Landlords deal with rental income from multiple sources, Section 24 mortgage interest restrictions, allowable expenses, and an annual self assessment deadline that arrives whether you are ready or not. We handle the filing, the numbers, and the planning. Self assessment from £150. Qualified accountants. UK-wide online service.
- Your self assessment filed accurately, well before the January deadline
- Allowable expenses and reliefs claimed correctly every year
- Section 24 mortgage interest restrictions understood and applied properly
- Capital gains tax on property disposals calculated before you complete the sale
No long-term contract required. If it is not working after three months, you leave with clean records and nothing outstanding.
Get a free landlord quote
Fixed pricing. Same-day reply.
What our clients say
★★★★★
Felt Supported on Tax for the First Time
“For the first time I feel well supported and informed over my self assessment returns and tax advice in general.”
★★★★★
Accounts Done Quickly, Weight Lifted
“My accounts were put together very quickly, a huge weight off my mind. Definitely recommend their services.”
★★★★★
Confidence Everything Is Taken Care Of
“Professional, efficient, confidence that everything is taken care of.”
★★★★★
Everything Done Quickly and Properly
“Everything was done quickly and properly, with no stress at all.”
Sound familiar?
Rental income tax is straightforward — until it isn’t.
Most landlords start out thinking a self assessment return is a quick job. Then Section 24 arrives, or a property disposal, or a mix of furnished lettings, HMOs, and a holiday let. The allowable expenses rules are specific. The deadlines are fixed. And the penalties for getting it wrong are dull but real.
- Unsure which expenses are actually allowable against your rental income
- Section 24 mortgage interest relief restriction costing more than it should
- Capital gains tax on a property disposal calculated too late to plan around it
What sorted looks like for landlords
Your rental accounts are prepared by a qualified accountant who already understands how property income works. Expenses are claimed correctly, mortgage interest restrictions are applied properly, and your tax position is visible before the deadline — not after.
- Every allowable expense claimed correctly against your rental income each year
- Section 24 restrictions applied accurately so there are no surprise adjustments
- Capital gains tax modelled before you exchange, not after completion
- Self assessment from £150 — fixed fee, no hidden add-ons
What landlords and property clients say
A mix of individual landlords, property investors, and business owners who came with tax questions and left with considerably less to worry about.
Absolutely brilliant service. Prads is so efficient and knowledgeable. For the first time I feel well supported and informed over my self assessment returns and tax advice in general. Thank you!
Prads was very fast and communicative with my personal annual filing.
Landlord accounting covered end to end
From your annual self assessment to capital gains tax on disposals, the work is handled by qualified accountants who know how rental property income is taxed.
Self Assessment for Landlords
Your SA100 and SA302 prepared accurately, with rental income from all sources reported correctly and every applicable allowance and relief claimed. You know your tax bill well before HMRC sends the reminder. Fixed fee of £150 per return.
From £150 fixed feeCapital Gains Tax on Property
CGT on residential property disposals must be reported to HMRC within 60 days of completion. We calculate your liability, apply available reliefs, and file the return on time. Getting this done before you exchange means there are no surprises at completion.
Quote-basedBookkeeping and Rental Records
Rental income, mortgage interest, allowable repairs, agent fees, insurance, and ground rent all tracked monthly so your year-end return is straightforward rather than a scramble. We work with Xero, QuickBooks, FreeAgent, and Sage.
Quote-basedConsistently five stars across every engagement
From first-time filers to established property investors, the feedback is consistent: clear communication, accurate work, and no surprises.
Switched Accountants and Never Looked Back
“I switched from another accountant about a year ago and haven’t looked back since. Their expertise, efficiency, and positive ‘can-do’ attitude make them stand out.”
Incredibly Affordable Support for Small Businesses
“Incredible service and really affordable support for small businesses. Super quick and clear communication, and very reliable.”
Patient, Knowledgeable, and Met Every Deadline
“Prads was extremely patient and supportive to meet the deadlines and offered specialised advice on company matters.”
Accountants who already know how rental income is taxed
You will not need to explain the basics before getting a useful answer. Here is what that looks like in practice.
No explaining Section 24 first
Mortgage interest restrictions, allowable repairs versus capital improvements, furnished holiday let rules — these are not edge cases we occasionally encounter. They are standard landlord questions we handle regularly. You get a straight answer, not a learning curve.
Tax visible before the deadline
Most landlords find out their tax bill when HMRC sends the statement of account. We prepare your return early enough that you know the number in advance and can plan your payment without a last-minute scramble. Which is, frankly, the way it should be.
Fixed fees, published upfront
Self assessment starts at £150. There is no guessing what the bill will be at the end. If you want an ongoing bookkeeping or VAT service, we quote in advance before any work begins. Show us a quote from a business with a lower price and we will match it.
Up and running in four straightforward steps
Most landlords are set up and have their first return in progress within a week. There is very little you need to do beyond sending us your records.
Request your free quote
Fill in the short form or call us on 020 8089 1876. We ask a few questions about your properties, income sources, and whether you have any disposals to report. You get a fixed quote the same day.
Send us your records
Rental statements, mortgage statements, receipts for repairs, agent invoices — whatever you have. If things are in some state of disarray, that is not unusual. We will sort through them and tell you if anything is missing.
We prepare the return
Your self assessment is prepared by a qualified accountant, with all allowable expenses claimed and the correct treatment applied to mortgage interest, furnished lettings, and any other income sources. You review and approve before anything is submitted.
Filed and done
Your return is submitted to HMRC on time, your records are clean, and you know exactly what you owe and when. You can get back to managing your properties rather than worrying about the filing.
“Prads and the team made filing our accounts so easy. They were patient, knowledgeable, responsive and good to work with. We would highly recommend them.”
Common questions from landlords
Do you understand Section 24 mortgage interest restrictions and how they affect landlords?
Yes. Section 24 changed how individual landlords can offset mortgage interest, and the practical impact varies depending on your tax band, the size of your portfolio, and whether you hold property personally or through a limited company. We apply the correct treatment to every return and can walk you through the numbers if you want to understand the difference before filing.
What does a landlord self assessment return cost, and what is included?
A self assessment tax return is a fixed fee of £150. That covers preparation of your SA100 and SA302, rental income from all sources, allowable expense claims, mortgage interest restrictions, any applicable reliefs, and timely submission to HMRC. If you also need a capital gains tax return for a property disposal, that is priced separately on a quote basis before any work begins.
My rental records are a mess and I have missed a couple of years. Can you help?
That is not uncommon. We handle catch-up work regularly — gathering bank statements, agent reports, and expense receipts to reconstruct accurate records for prior years. We will tell you upfront what the catch-up work costs before starting, and we deal directly with HMRC where late penalties need to be addressed.
Is there a minimum contract or lock-in period?
No. For one-off returns there is no contract at all — you pay the fixed fee and the work is done. For ongoing bookkeeping or monthly services, there is no long-term lock-in. If you decide to move on, we provide clean records and ensure everything is in order for whoever takes over.
I own properties through a limited company. Do you handle those accounts too?
Yes. Limited company accounts and a corporation tax return are a fixed £250 per year. If you hold properties through a special purpose vehicle or a portfolio company, we prepare the annual accounts, CT600, and Companies House filing. We can also advise on the practical differences between personal and company ownership, though specific tax planning on restructuring is quoted separately.
Can you advise on capital gains tax before I sell a property, not just after?
Yes, and it is worth doing before you exchange rather than after. The CGT liability on a residential property disposal must be reported to HMRC within 60 days of completion. Knowing your approximate liability in advance means you can plan for the payment, consider available reliefs such as private residence relief or letting relief where applicable, and avoid any surprises at completion.
Rental tax sorted, no loose ends.
Self assessment from £150. Capital gains tax returns quoted upfront. Qualified accountants handling the filing so your records are clean and your tax position is clear before the deadline.