How much does an accountant cost in the UK? Here is what to expect in 2026
Accountant fees in the UK vary enormously — from £50 for a simple filing to several hundred pounds a month for ongoing support. This post cuts through the noise and gives you a clear, honest picture of what you should expect to pay, and what you should push back on.
If you have searched how much does an accountant cost in the UK, you have probably already noticed that the answer is almost always “it depends.” That is not wrong, but it is not especially helpful either. Fees genuinely do vary — by business type, by volume of work, by the service model the practice runs, and by how much a firm thinks it can charge before a client starts looking elsewhere.
What we can do is give you the ranges that are real and the context you need to judge whether a quote you have received is fair. We work with sole traders, limited companies, contractors, and growing businesses across the UK, so we see what the market actually looks like day to day — not just what accountants publish on comparison sites.
The short version: most small businesses pay less than they expect for compliance, and more than they need to for ongoing packages. Here is how to read the numbers.
Why accountant fees vary so much in the UK
There is no regulated price list for accountancy services in the UK. A sole trader Self Assessment return might cost £100 at one firm and £400 at another — for functionally identical work. That range exists for a few reasons.
Practice size and overheads. A large regional firm with office space, partners, and support staff has higher overheads to cover. An online-only practice with a lean team does not — and can price accordingly.
Hourly versus fixed fees. Some accountants still bill by the hour. Industry data suggests qualified accountants at smaller practices typically charge between £50 and £150 per hour, with senior chartered accountants sitting at the higher end or above. If your work takes three hours one year and six the next, your bill swings with it. Fixed-fee pricing removes that uncertainty.
The scope of work. A confirmation statement filing and a full set of company accounts with payroll, VAT, bookkeeping, and management accounts are very different engagements. When someone quotes you a monthly fee, always check exactly what is — and is not — included.
Location premium. London-based firms with a physical office sometimes price that into their fees. Online practices serving clients remotely across the UK carry no geographic premium — you pay for the accountancy, not the postcode.
What sole traders and freelancers typically pay
For a sole trader, the main annual cost is usually a Self Assessment tax return. Research across the market in 2026 suggests that around 90% of accountants charge somewhere between £126 and £400 plus VAT for preparation and filing — so there is a wide band, but a genuine midpoint exists around £150 to £200 for a straightforward return.
At Wings, we charge £150 as a fixed one-off annual fee for a Self Assessment return. That covers the SA100 and SA302, income from multiple sources, applicable allowances and reliefs, payments-on-account advice, and timely HMRC submission. No hourly billing, no surprises.
If you also need bookkeeping or VAT returns, those are quoted separately based on transaction volume — because the volume genuinely does drive the cost, and quoting a flat rate without knowing the numbers would not be honest.
Sole traders who are VAT-registered or run a business with reasonable transaction volumes might spend £75 to £200 per month on an ongoing bookkeeping and compliance service. Some pay considerably less if the bookkeeping is straightforward. If a quote feels high, it is always worth asking the practice to break down exactly what the monthly fee covers.
The gap between the cheapest and most expensive quotes for identical work can be £300 or more. The difference is rarely the quality — it is usually the overheads the firm is passing on to you.
What limited companies usually pay for accountancy
For a limited company, the core annual compliance package — company accounts, corporation tax return (CT600), and filing with both HMRC and Companies House — is the baseline. Market data for 2026 puts accountant fees for a limited company at anywhere from £250 to well over £600 per year for the year-end work alone, with ongoing monthly packages ranging from £75 to £500 or more depending on what is bundled in.
Our fixed fee for a company accounts and tax return is £250 — one-off, annually. That includes the profit and loss account, balance sheet, CT600 and computation, HMRC and Companies House submission, and basic tax planning to optimise the liability. A confirmation statement (CS01) is a separate £70. Dormant company accounts are £50.
Where it gets more expensive is when you add payroll, VAT returns, monthly bookkeeping, and management accounts — all of which are ongoing services that need quoting based on your specific requirements. A small limited company with one director, minimal transactions, no payroll, and no VAT can genuinely keep its annual accountancy spend well under £500. Add VAT and payroll into the mix, and £100 to £200 per month starts to look realistic for a comprehensive service.
One thing we always tell clients: small business accountant fees should be transparent upfront. If a practice will not give you a clear breakdown before you sign, that is worth noting.
Monthly packages: what you actually get for the money
Monthly accounting packages are popular because they bundle compliance into a predictable monthly cost. Figures from across the market suggest small businesses pay anywhere from £75 to £500 per month for a fixed monthly package in 2026, with the wide range reflecting very different scopes of work.
A package at the lower end typically covers bookkeeping, VAT returns, and year-end accounts for a straightforward business. A higher monthly fee usually reflects payroll processing, management accounts, more complex VAT arrangements, or a higher transaction volume.
The question to ask is not “is £X per month expensive” but “what would I pay if I bought each of these services individually?” Sometimes a bundle is good value. Sometimes you are paying for services you will rarely use. We tend to recommend that businesses only pay for ongoing services they genuinely need — if your bookkeeping is simple and you are happy to manage it yourself using cloud software, a full-service monthly retainer may be more than you need.
For businesses that just need the annual compliance work done properly — accounts, tax return, confirmation statement — one-off fixed fees are often a more cost-effective route. You pay when the work is done, you know exactly what it costs, and there is no monthly standing order for a service you are not actively using.
Our take
So, how much does an accountant cost in the UK? For most small businesses, the honest answer is: less than you might fear, if you find a practice with transparent, fixed pricing and no unnecessary extras built into a monthly retainer.
Compliance work — Self Assessment, company accounts, confirmation statements — is well-defined, and there is no good reason for the fees to be opaque or variable. If you are paying significantly more than the figures in this post for straightforward compliance, it is worth getting a second quote.
We are the best priced online accountants in the UK, and we back that up: show us a lower quote from another practice and we will match it. If you want a clear, fixed price for your accounting — whether you are a sole trader, a limited company, or somewhere in between — we are happy to put a number in front of you with no obligation.
Frequently asked questions
How much does a Self Assessment tax return cost in the UK?
Most accountants charge between £126 and £400 plus VAT for a straightforward Self Assessment return. At Wings Online Filings, we charge a fixed £150 for a sole trader Self Assessment — covering preparation, reliefs, and HMRC submission with no hourly billing.
How much do accountants charge for limited company accounts?
Year-end accounts and a corporation tax return (CT600) typically cost between £250 and £600 or more depending on the practice. Wings charges a fixed £250 one-off annual fee, including the profit and loss account, balance sheet, CT600, and filing with both HMRC and Companies House.
Do UK accountants charge by the hour or a fixed fee?
Both models exist. Hourly rates at smaller practices typically run from £50 to £150 per hour. Fixed-fee pricing is more transparent and increasingly common with online practices. We use fixed fees for core compliance work so clients always know the cost before work begins.
Is it worth paying for a monthly accounting package?
It depends on what the package includes and whether you genuinely need all of it. Monthly retainers make sense if you have ongoing bookkeeping, payroll, and VAT to manage. For businesses that only need annual compliance work, one-off fixed fees are often better value.
Can I get accountancy for less than £750 a year as a limited company?
Yes — if your business is straightforward. A limited company with no payroll, no VAT, minimal transactions, and one director could pay around £320 per year with Wings: £250 for the company accounts and tax return plus £70 for the confirmation statement.